Financial institutions no longer compete only on rates and products — they compete on how quickly a customer can open an account, get a credit decision, move money, or resolve an issue. Plavno is a FinTech software development company that helps banks, digital lenders, payment providers, insurers, and investment platforms build that speed into their core systems without compromising security or regulatory control.
Our teams combine custom software development, machine learning development, and cloud software development with hands-on experience in regulated environments. The result is financial software that is fast to launch, auditable, and ready to scale.
Banking, Lending, and Payment Software Development
We deliver banking software development for digital banking apps, customer portals, and internal operations tools; lending platforms covering application intake, underwriting, loan servicing, and collections; and payment applications with secure integrations to processors, card networks, open banking APIs, and core banking systems. Our mobile development and web development teams build the customer experience, while backend engineers take care of ledgers, reconciliation, and transaction reliability.
KYC, KYB, and AML Compliance Automation
Onboarding and compliance are among the most expensive parts of running a financial business. We automate identity and business verification, document processing, sanctions and PEP screening workflows, ongoing transaction monitoring, and suspicious-activity case management. AI prioritizes alerts and prepares evidence, while analysts keep the final decision. Read more about this approach in our article on compliance-friendly AI automation in FinTech.
Security and Regulatory Readiness by Design
Financial software has to withstand scrutiny from auditors, partners, and regulators. We apply encryption, role-based access control, secrets management, and detailed logging from the architecture stage, and align delivery with GDPR, SOC 2, and PCI DSS requirements where applicable. Cybersecurity and penetration testing helps validate platforms before and after launch.
How We Deliver FinTech Projects
Every engagement starts with discovery: business goals, regulatory constraints, data availability, and the integration landscape. From there we move to architecture, an MVP — typically within 12–16 weeks — a pilot launch, and continuous improvement. Teams that need a clear business case first can start with AI consulting or digital transformation consulting.
