Plavno
Solutions
Banking Software Development Services

Banking Software Development Solutions

Custom Banking Software Development

Increase customer loyalty and reduce operational costs with our expertise in software development for the banking sector

View Relevant Case Studies

Benenefits

How Banking Software Development Creates Measurable Business Value

Key benefits of implementing our cutting-edge banking solutions

Benefit from banking automation

Automation will bring the procedure of products and services execution to a single standard, customer service will be simplified and accelerated, which will positively affect loyalty

Get stable system operation

We can help you design the right architecture and select the most reliable technology stack to handle the high 24/7 load and large number of users

Develop a unified workspace

We ensure full integration, correctness, relevance and data consistency across all existing banking systems

Master risk management

Make data-driven decisions only with our predictive analytics software solutions. Grow revenue with minimal additional costs by leveraging technology

Enhance user experience

User experience has a direct impact on revenue as it determines whether the customer will continue to use banking services

Ensure data security

We help customers ensure a high level of security and reliable data storage

Solutions

Banking Software Development Capabilities and Integrations

We help you find the key to transform your business. Ensure successful automation and optimization of | banking processes

Core Banking Systems

Reporting and analytics
Loan and credit management
Relationship management
Account management
Transaction processing
Regulatory compliance
Label

Online Digital Banking

Real-time transfers and payments
Financial and banking processing
Account management
Credit management
Loyalty programs
Asset and securities management
Document management

Mobile Banking

Internet banking
Payment assistants
Notifications
Custom chatbots
Budget planners
Push notifications

B2C portals

Personal accounts
Financial products and services database
Financial planning
Financial transactions automation
Portfolio management

CRM systems

Personalized service and recommendations
Help desks
Omni-channel communications
Reporting
Customer database management
Customer analytics and reporting
VoIP integration

Lending management systems

Al automated loan processing
Interest calculations
Repayment schedules
Debts monitoring
Payments monitoring
Credit conditions management

Data management systems

Data storages
Visualization systems
Reporting systems
Report builders
Big Data analysis tools
Predictive analytics

Payment processing systems

Payment processing
PoS software development and integration
Integration with third parties payment systems
Credit cards management

Bank intranet

HR and E-Learning management
Financial management (Budgeting, accounting, reporting)
Electronic document management (incl. procurement)
Asset & fleet management
Project management
Content management

Risk management solutions

Risk identification
Risk mitigation
Risk monitoring
Risk management
Performance analysis
Legal and regulatory database

Cybersecurity solutions

Facial recognition
Online authentication
Biometric authentication
Multi-layered security
Customer data and banking operations security

Investing platforms

Investment training
Tokenized investments
Robots - assistants
Transaction Management
Integration with exchanges
Analytics
KYC and AML procedures

Case Study

Banking Software Development Case Studies

AI Credit Scoring Software

The AI credit scoring software developed by Plavno is uniquely grounded in game theory principles. It applies two evolutionary game models — one between the bank and individual borrowers, and another between the bank and SMEs or large enterprises.

Less credit application rejections

Online banking development

One of the largest corporate banks in Poland. Faced a difficult challenge — to update the outdated version of mobile banking app within 6 months. The old version could not provide an acceptable level of comfort when using mobile devices or an HD resolution monitor.

4.6

Play Market / App Store rating

Services

Banking Software Services We Offer

Digitize your business with cutting-edge innovations

Digital Transformation

Implement digital solutions to increase operational efficiency, improve customer service and speed time-to-market

IT Consulting

Identify improvements that need to be made to the current IT infrastructure to meet the company's business goals

AI and Robotization

Take advantage of artificial intelligence and robotization of business processes to improve their efficiency and reduce operational costs

Software Implementation, Maintenance & Support

Create a unified corporate space with software integration and data management systems. Get constant updates, customization and bug fixes with our comprehensive solutions

Blockchain Adoption

Apply innovative blockchain-based business models that enable smart contract management, increased transparency of digital transactions, etc

Solutions

Cutting-Edge Digital Banking Solutions

With innovative technologies, banks can increase profits, cut expenses and reduce risks. Our solutions give financial organizations a competitive edge by enabling them to stay up to date with the most recent trends in the industry

Open Banking

With this technology, banks can share customer information with each other to provide new services and features

Blockchain

Rapid and low-cost financial transactions, process automation, transaction immutability, transaction reliability, tokenization, smart contracts

Buy Now Pay Later

Digital services that allow to buy goods by installments without turning to standard credit banking products

Artificial Intelligence and Machine Learning

Fraud detection, smart advertising campaigns, risk management, personalized offers, anti-money laundering, AI chatbots, Al support service, predictive analytics

Embedded Finance

A technology that integrates financial instruments and services directly into an organization's products or platforms. This may involve the integration of payment systems, credit services, insurance and other financial services

Internet of Things

lol technologies enable the data acquisition and analysis of large volumes of banking information to offer personalized recommendations and discounts to retain customers

Eugene Katovich

Sales Manager

Need a custom banking software development? We`re ready to help!

Get a secure, scalable solution tailored to your bank's unique workflows and compliance needs

Security

Compliance and Security Essentials

Compliance

We offer pre-certification services to test your implemented financial software against a selected set of regulations or standards, evaluating your software's integrity and ability to keep sensitive data undisclosed.

Identity and Access Management

We implement IAM solutions to automate the user account lifecycle, monitor access to sensitive data, and provide role-based access to resources.

Security Info & Event Management

We configure SIEM solutions that ensure complete visibility into networks, applications, and user activities to identify and prevent malicious intrusions and financial data leaks.

Penetration Testing

We identify system vulnerabilities and reveal non-compliant settings. We emulate an attacker's activities to validate the security controls and offer feasible security enhancements.

User-Centered Design

Benefit From Our Innovative User-Centered Design Solutions

We use design to solve business problems - not to make things look pretty. Increase conversion rates, promote products and make customers feel happy.

Reduce task completion time: interface solutions that shorten common user flows by 30–50%, validated through time‑on‑task metrics.
Lower support ticket volume: consistent UX patterns and clear information hierarchy decrease user confusion and call‑center load.
Increase digital adoption rates: role‑based dashboards and contextual help accelerate onboarding for both retail and corporate clients.
Align design with regulatory requirements: we embed compliance notices, consent flows, and accessibility standards directly into layouts, not as afterthoughts.
Maintain design consistency across channels: unified component libraries for web, mobile, and intranet portals reduce development rework and ensure predictable UX.

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Benefit From Our Innovative <span>User-Centered Design Solutions</span>

Benefits

The Core Benefits of Custom Banking Software

Custom banking software solves specific operational and regulatory challenges that off‑the‑shelf products cannot address. Below are the core technical and business advantages you gain with a dedicated solution.

Regulatory alignment out of the box – your local compliance rules, reporting formats, and audit trails are built into the transaction layer, not added as patches.
No per‑user or per‑transaction license fees – you pay for development and maintenance. Scaling from thousands to millions of users does not increase software costs.
Full integration with existing legacy systems – mainframes, AS/400, or older relational databases stay in place. We add API layers and adapters only where needed.
Predictive analytics tied to your own data schema – AI and risk models work directly with your customer, transaction, and credit histories, not anonymized external datasets.
Launch new products without vendor roadmaps – your internal team extends the codebase when you introduce new lending schemes, investment wrappers, or payment types.
Security audits on your terms – full source code access allows your internal audit and red teams to test, scan, and certify the system without restrictions.

Calculate My Project Cost

<span>The Core Benefits</span> of Custom Banking Software

Development Process

Steps to Start Software Development Project

schedule a meeting

You schedule a meeting with our product development team at a time that works for you.

meet Plavno team

You share your product idea and ask any questions you have after we sign an NDA.

obtain a strategy

We outline how we can assist you in developing and bringing your product idea to life.

Testimonials

We are trusted by our customers

“They really understand what we need. They’re very professional.”

The 3D configurator has received positive feedback from customers. Moreover, it has generated 30% more business and increased leads significantly, giving the client confidence for the future. Overall, Plavno has led the project seamlessly. Customers can expect a responsible, well-organized partner.

Sergio Artimenia

Commercial Director, RNDpoint

“We appreciated the impactful contributions of Plavno.”

Plavno's efforts in addressing challenges and implementing effective solutions have played a crucial role in the success of T-Rize. The outcomes achieved have exceeded expectations, revolutionizing the investment sector and ensuring universal access to financial opportunities

Thien Duy Tran

Product Manager, T-Rize Group

“We are very satisfied with their excellent work”

Through the partnership with Plavno, we built a system used by more than 40 million connected channels. Throughout the engagement, the team was communicative and quick in responding to our concerns. Overall, we were highly satisfied with the results of collaboration.

Michael Bychenok

CEO, MediaCube

“They have a clear understanding of what the end user needs.”

Plavno's codes and designs are user-friendly, and they complete all deliverables within the deadline. They are easy to work with and easily adapt to existing workflows, and the client values their professionalism and expertise. Overall, the team has delivered everything that was promised.

Helen Lonskaya

Head of Growth, Codabrasoft LLC

“The app was delivered on time without any serious issues.”

The MVP app developed by Plavno is excellent and has all the functionality required. Plavno has delivered on time and ensured a successful execution via regular updates and fast problem-solving. The client is so satisfied with Plavno's work that they'll work with them on developing the full app.

Mitya Smusin

Founder, 24hour.dev

Frequently Asked Questions

FAQs

Find answers to your common concerns

How much does online banking cost?

The project estimate is based on the number of functions to be implemented, the requirements for the design complexity, and the number of specialists involved. As the scale and complexity of tasks grows, the cost of execution increases.

What technologies are used to develop a banking website?

We work with all relevant modern technologies and platforms - Laravel, Django, Vue.js, React JS, Node.js, Wordpress, PrestaShop, etc. Specific development tools are selected based on the goals and objectives of the project.

What kind of banking software do you develop?

With the help of modern technologies, advanced tools and our own experience, we create a wide range of unique software aimed at automating banking processes - websites, mobile applications, services, portals etc.

Why Should Every Bank Have a Banking App?

Thanks to the enhanced capabilities, speed and comfort of mobile applications, banks effectively solve diverse business tasks, expand their audience, increase customer loyalty, build their own identity, increase the delivery of services and profits.

Project Estimator

Answer several questions and get a free estimate

The estimated time to launch the product
Clear vision of functionality you need
10% discount on your first sprint

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This is what will happen, after you submit form

Discuss your project details
Plavno experts contact you within 24h
We can sign NDA for complete secrecy
Submit a comprehensive project proposal with estimates, timelines, team composition, etc

Need a custom consultation? Ask me!

Plavno has a team of experts ready to start your project. Ask us!

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