Inclusive fintech: driving innovation through the past, present, and future of digital finance

If you're refining strategy, driving innovation, or preparing for the next wave of disruption — this session is your edge to stay ahead. Explore where today's biggest opportunities and risks lie, and how AI/ML, regtech, and DeFi are reshaping banking and fintech.

What’ll be discussed

Fintech’s Evolution: The key shifts reshaping banking over the past five years

New Battlegrounds: Open finance, embedded services, and smarter customer engagement

Risk and Compliance: Tackling debt, fraud, and regulation with AI and regtech

Future Drivers: DeFi, blockchain, super apps, and the next wave of financial innovation

Strategic Advantage: How fintech consulting will future-proof banks and unlock new growth

Meet our speakers

Julija Varneckienė

Chief Operating Officer, CapitalBox AB

Julija leads operations across five EU markets, driving cross-functional transformation through AI, RPA, and change management. She oversees system development, product, compliance, and project teams to boost efficiency and scale. A mentor at Women Go Tech, Julija champions innovation and inclusive leadership in fintech.

Rich Bialek

CEO & Founder, BialekGroup

C-level executive with over 40 years of experience in technology and product development, including leadership at Visa CEMEA. Rich advises fintech and payment companies on entering emerging markets, focusing on regulatory strategy, digital transformation, and funding.

Whom the webinar will be interesting for?